Secured & unsecured Business Lines Of Credit For Existing & New Businesses in New Jersey & Beyond.

Get access to as little as $10,000 up to $250,000 within 1-3 days to secure consistent cash flow for your business.
No minimum credit score (FICO).
Let us show you how you get a business line of credit without unnecessary complexities.
Show me how it works
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Business Line of Credit vs. Credit Cards

Before you get a credit card

It's good to know this first

Costly cash advances

Funds from your credit card could incur upfront fees and higher interest rates.

Significant impact on credit score

Card issuers report your monthly account usage to both commercial and consumer credit bureaus.

High interest rates

Credit cards charge more than 20% APR for purchases — and even more  for cash advances.

No cash advance fees

Unlike a credit card, you don’t need to worry about cash advance costs.

Readily accessible cash

You can draw funds in the form of a cash deposit to your bank account – up to 100,000 and 250,000 (in some cases).

Lower interest rates

You pay lower interest rates and fees on the amount you’ve borrowed for your business.

Draw at any time

You can draw funds as many times as you need.

3 Straightforward Steps To Get Your Line Activated

In a matter of hours, you will: learn how much you can get, tailor the offer to your preferences, and access your active business line of credit.

Step 1 >>
15-second, no-commitment questionnaire

Fill out the simple questionnaire to your best ability. 

It will help us better understand your circumstances and thus provide a more useful advice.

Step 2 >>
FREE CONSULTATION WITH An ADVISOR

Within hours, you will be connected to a financial advisor to help you determine the best terms.

All at no cost and with no obligation to commit.

Feel free to bring your personal advisor to the call too.

Step 3 >>
Choose An offer & Get funded

If all documents are ready, you will have an active line within 24 hours – if all is to your liking.

We will not hard-sell you anything.

Get started for free

No cost.

No obligation to commit.

No hard selling.

Our guarantees make us different & will certainly make a difference to you

No "No, sorry, we can't help you".
Commitment-free consultation.
No sales pitches, no hard selling.
Access to a personal advisor.

Here are answers to some questions you might still have

What do I need to qualify?

  • 6+ Months in Business
  • $5,000+ Monthly Gross Sales
  • No minimum FICO Score
  • Collateral if applying for secured credit lines.

Note, however, you will have other financing options available to you no matter your credit profile.

The best way for you to find out is by consulting one of our advisors. Call or text (866) 526 7075.

You can gain access within 1 day if all requirement criteria are met and necessary documentation submitted. Otherwise, it can take up to 3 days.

Not for equipment loans. Other options will be made available to you.

Call or text us at (866) 526 7075 and consult a business finance advisor free of charge.

The best use case for lines of credit is having the ability to tap into your funds when you need them whether for short-term or long-term needs.

Typically, a line of credit is used to sustain day-to-day needs without having to apply for a loan.

You might also want to use the funds to scale your operations like purchasing inventory, marketing campaigns, and new product development.

With our credit repair service, it will take us about 60 days or less to boost your score by staggering 50-200 points.

Learn more by clicking the button below. 

Take me to credit repair >

Our terms can range between 6 months up to 10 years.

Under $250,000:

  1. Funding application
  2. Last 4 months of business bank statements

Over $250,000:

  1. Fund application
  2. Previous year business tax return
  3. Current year-to-date business bank statements (balance sheet and P&L)
Got more questions? Talk to an advisor at no cost now.
Call or text (866) 526 7075
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