Equipment Financing Loans in New Jersey & Beyond for existing and New Businesses.
No minimum time in business required.
No minimum annual gross sales.
1 to 5-year terms.
Top Industries
Equipment Leasing vs. Equipment Financing
Before you go the leasing route
Consider this first...
An operating lease may be an alternative to a capital lease, however, you will need to return the equipment to the lessor at the end of the contract.
Equipment leasing is ideal when considering fast-changing technological equipment, like a copier or a fax machine.
Purchasing the leased equipment at the end of the capital lease might still require a balloon payment or, even, a separate business loan on its own.
Equipment financing are best for long-lasting, less tech-driven machinery, such as tractors and trucks.
With equipment financing your purchased equipment can be used as collateral when applying for other types of business loans.
Equipment financing frees up your cash flow while giving you the ability to start serving customers.
3 Straightforward Steps To Get Funded
In a matter of hours, you will: learn how much you can get, tailor the offer to your capacity, & then get it.
Step 1 >>
15-second no-commitment questionnaire
Fill out the simple questionnaire to your best ability.
It will help us better understand your circumstances and thus provide a more useful advice.
Step 2 >>
FREE CONSULTATION WITH An ADVISOR
Within hours, you will be connected to a senior business finance advisor to help you determine the best option from our 75+ products.
All at no cost and with no obligation to commit.
Feel free to bring your personal advisor to the call too.
Step 3 >>
Choose An offer & Get funded
In as little as a few hours, you will have your funds deposited to your bank account – if all is to your liking.
We will not hard-sell you anything.
No cost.Our guarantees make us different & will certainly make a difference to you
Commitment-free consultation.
No sales pitches, no hard selling.
Access to a personal advisor.
Here are answers to some questions you might still have
What do I need to qualify for equipment financing?
The minimum credit score for equipment financing is 580+. Though with no minimum time in business required and no minimum annual gross sales.
However, you will have other financing options available to you no matter your credit profile.
The best way for you to find out is by talking to one of our advisors. Call or text (866) 526 7075.
How fast can I get my equipment financed?
You can get your funds in 1 to 5 days.
Can I get financed without revenue?
You can qualify for Equipment Financing with no minimum in monthly gross sales.
What document do I need to show?
For under $250,000:
- Funding application
- Last 4 months of business bank statements
- Equipment invoice
For over $250,000:
- Last 3 years of business tax returns
- Business debt schedule
- Current year-to-date bank statements (balance sheet and P&L)
Can I pay on a monthly basis?
Yes. Monthly payments are possible.
Do I need to put a down payment?
Low to no down payments are possible. Fill out the form to get connected with an advisor who can evaluate your eligibility.