Access Multiple Revolving Business Lines Of Credit Offers.
Our partners are 100% vetted.
Here are a handful of reviews of our partners
Dustin was a great help! Walked me through the entire process and helped me get approved for $15,000. I am very appreciative as I will be using that money towards my business to restock on inventory for the next 3-5 months!
"Very happy and grateful that I got connected with ROK Financial. They were with me every step of the way and answered all the questions that I need to know. ROK has a very positive vibe with unbelievable attention to detail. I will be a returning customer and refer ROK to my friends that have small businesses and need funding. You guys are awesome!"
Excellent partners over the last few years. They are always understanding and work with you when 2 hurricanes necessitated the need to borrow additional funds. Less than 1 day from start to finish.
The advantages of a business line of credit
You probably already know all of this, but let's make sure we're on the same page.
Access credit lines up to $5 million
You can gain access up to $5,000,000 in credit at a time when most offer up to $250,000 only.
Pay interest only on what you borrow
Withdraw as much as you need, when you need it. Interest is only charged on the funds you used.
Access to ongoing capital
Once repaid, the withdrawn funds become available again, making it a revolving form of credit you can access repeatedly.
Get funded fast and easily
Our partners' technology can get you in and out of Underwriting in a few hours providing you with same-day funding.
Our guarantees make us different & will certainly make a difference to you
No obligation to commit.
No sales pitches, no hard selling.
Access to a personal advisor.
Get Your Line of Credit Activated
in 3 Straightforward Steps
In a matter of hours, you can: learn how much you can get, tailor the offer to your preferences, and access your active business line of credit.
Step 1
15-second, simple questionnaire
We request only the information necessary to provide you with a prompt, educated response.
Rest assured that you are not committing to anything at this point.
It will help us better understand your situation and thus provide a more useful advice.
Step 2
FREE CONSULTATION WITH An ADVISOR
Within hours, you will be connected to an advisor from one of our partners to help you determine the best deals and if we are fit for each other.
Moreover and if needed, other funding options more suitable to your circumstances might be recommended.
All at no cost and with no obligation to commit.
Feel free to bring your personal advisor to the call too.
Step 3
Choose An offer & Get funded
If all is to your liking and all required documents are ready, you will get an offer and have an active line within 24 hours.
We will not hard-sell you anything.
FAQs
What do I need to qualify?
- 6+ Months in Business
- $10,000+ Monthly Gross Sales
- +600 FICO Score
- Collateral if applying for secured credit lines.
Note, however, you will have other financing options available to you no matter your credit profile.
The best way for you to find out is by consulting one of our advisors. Call or text (866) 526 7075.
How much will I pay in interest rates?
Rates start at 6%. Your repayment rates will depend on multiple factors, not limited to: credit score, revenue, amount requested, etc.
All this information will be clarified on your call with one of our advisors.
How fast can I access my line of credit?
You can gain access within 1 day if all requirement criteria are met and necessary documentation submitted. Otherwise, it can take up to 3 days.
Can I get financed without revenue?
Other funding options will be made available to you in case of insufficient revenue and lack of collateral.
Call or text us at (866) 526 7075 and consult a business finance advisor free of charge.
What is the best use case for a line of credit?
The best use case for lines of credit is having the ability to tap into your funds when you need them whether for short-term or long-term needs.
Typically, a line of credit is used to sustain day-to-day needs without having to apply for a loan.
You might also want to use the funds to scale your operations like purchasing inventory, launching marketing campaigns, and new product development.
What about the payback terms?
Our terms can range between 6 months up to 10 years.
What paperwork do I need to apply for a line of credit?
Under $250,000:
- Funding application
- Last 4 months of business bank statements
Over $250,000:
- Fund application
- Previous year business tax return
- Current year-to-date business bank statements (balance sheet and P&L)
Got more questions? Talk to an advisor directly at no cost.
Alpha Business Funding LLC. is a registered loan broker, not a bank, working with a number of 100% vetted lenders, traditional and alternative. Our network of providers allows you to receive multiple offers you can choose from as per your ideal terms and rates.
*Same-day funding is possible if all qualifying criteria are met and required documents are ready.